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Matt McCune of Boulder on Life, Lessons & Legacy

We’re looking forward to introducing you to Matt McCune. Check out our conversation below.

Matt, really appreciate you sharing your stories and insights with us. The world would have so much more understanding and empathy if we all were a bit more open about our stories and how they have helped shaped our journey and worldview. Let’s jump in with a fun one: What are you most proud of building — that nobody sees?
What I’m most proud of is the foundation we’re building that most people don’t see yet — a system that’s going to make bankruptcy cheaper, faster, and better for everyday Americans. Right now, the cost and complexity of filing shuts too many people out of the fresh start they deserve. Behind the scenes, we’re rethinking that entire process so that high-quality attorneys can help more families at a lower cost. People can’t see it yet, but what we’re building will expand access to justice in a way that fundamentally changes how Americans experience bankruptcy.

Can you briefly introduce yourself and share what makes you or your brand unique?
My name is Matt McCune, and I’ve been a consumer bankruptcy attorney for nearly 25 years. I actually went through bankruptcy myself as a young man, so I know firsthand how overwhelming the process can feel. That experience inspired me to build BK FastPass, a platform that uses AI to make bankruptcy faster, more affordable, and more accessible for everyday Americans. What makes us unique is that we’re not just building software — we’re reimagining how people experience bankruptcy. Our goal is simple: to give people a fair shot at a fresh start, while empowering attorneys to serve more clients at a lower cost. At the end of the day, we’re working to make access to justice a reality for millions of families who need it most.

Amazing, so let’s take a moment to go back in time. What’s a moment that really shaped how you see the world?
A moment that really shaped how I see the world was my own bankruptcy in my twenties. At the time, it felt like rock bottom — I was overwhelmed, embarrassed, and unsure of what came next. But going through that process gave me something unexpected: a fresh start. It taught me that bankruptcy isn’t the end of the road, it’s the beginning of a second chance. That experience has stayed with me ever since, and it’s why I’ve dedicated my career to helping others find that same path forward. It’s also the reason I built BK FastPass — to make that fresh start more accessible and less painful for the millions of Americans who need it.

If you could say one kind thing to your younger self, what would it be?
If I could say one kind thing to my younger self, it would be: You’re not a failure — you just need a fresh start. At the time, going through bankruptcy felt like the end of the world, but what I didn’t realize is that it would become the foundation for everything I’ve built since. That experience gave me empathy, resilience, and ultimately the drive to help others find the same second chance. I’d tell my younger self that it’s okay to stumble — what matters is how you rebuild.

Alright, so if you are open to it, let’s explore some philosophical questions that touch on your values and worldview. What are the biggest lies your industry tells itself?
One of the biggest lies the bankruptcy industry tells itself is that the process has to be this complicated and expensive. The truth is, most of the work isn’t legal advice at all — it’s paperwork, data entry, and document gathering. But the industry has convinced itself that the only way forward is the old way, and that keeps costs high and shuts people out. Another lie is that bankruptcy is a mark of failure. In reality, it’s a tool that gives people a chance to rebuild. At BK FastPass, we’re working to break through both of those myths — making bankruptcy faster, cheaper, and more humane so more Americans can actually access the fresh start the law promises them.

Okay, we’ve made it essentially to the end. One last question before you go. What do you understand deeply that most people don’t?
What I understand deeply — and most people don’t — is that bankruptcy isn’t about failure, it’s about freedom. When you’re drowning in debt, it feels like you’ll never get out. But bankruptcy is actually a lifeline built into the law to give people a real second chance. Having gone through it myself and then spent nearly 25 years helping others, I’ve seen how powerful that fresh start can be. Most people see bankruptcy as an ending; I see it as the beginning of rebuilding. That’s the perspective driving BK FastPass — making sure more Americans can access that fresh start without the crushing cost and complexity that too often gets in the way.

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